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Medicare. Medicare enrollment, not eligibility, disqualifies a person from HSA contributions, beginning on the primary of the month wherein Medicare begins. Age-based, disability-based, and finish-stage renal disease-primarily based Medicare all make one HSA ineligible. One rule often catches retirees by surprise. If someone retires inside 6 months after reaching age 65, Medicare enrollment is retroactively effective to the first day of the birthday month. This means several months of HSA contributions might … Read MoreContinue Reading